It’s Q4… and that means its benefits renewal season.

You can almost hear the collective sigh from benefit managers, HR leaders and business owners across America.

For most companies, benefits renewals are a painful process.

They feel like another loop on the hamster wheel, or even worse, like Groundhog Day. It’s the same thing over and over again:  

• You collect all your employee data, submit it for a quote
• Only to watch your premiums and deductibles go up, while your coverage levels and care options go down
• Then you start the process to changing coverage limits to meet your budget
• And at the end… you’re left wondering if a great benefit plan is even possible.

If this sounds familiar, you’re not alone. 

Health insurance continues to plague small and medium size businesses.

For employers, employee healthcare costs are now a top 3 P&L expense. Employers now spend $11,582 per employee annually for healthcare.

For employees, it’s not any better.  In the last 5 years healthcare premiums have increased 22%. And get this… they are expected to increase 7% this year.

If you’re ready to break the renewal status quo… our guide can probably help.

We wrote The Step-by-Step Guide to Buying Better Benefits to put an end to the double digit rate increases and solve the benefits deficit for SMBs.

In it we address the exact strategies, tactics and steps that small and medium size businesses should take to find the best coverage and rates for their businesses… this year and into the future.

It’s an introduction into how the right funding strategies and education can lead to better coverage and 40% savings.  

Ultimately, it’s a roadmap to understanding the different funding options available and how that can produce the absolute best coverage levels, care options, and pricing.

And yes, it’s designed to help you put an end to the typical benefits renewal process.

If you’re a benefits leader or business owner looking for the perfect benefits plan this year you can get a copy right here.