Sure we have the blue blazers and the little black dress, but that doesn’t mean we follow the herd. Like you, we’re sick and tired of a broken system – plans that are too expensive and coverage that gets cut every year. We started Perfect Benefits to solve the benefits deficit for corporate America. And we’ve reinvented it for SMBs.
Here’s our story:
It started with a single goal. Educate the market.
Our roots trace back to 1989 where we were originally founded as a health insurance brokerage firm focused on educating the large company market – employers with 100 or more employees – on the power of self funding insurance.
Teaching self funding proved to be a winning formula and over the years our clients have realized millions of dollars in savings on their health insurance premiums.
But this was just the beginning…
When the Affordable Care Act of 2010 was passed, it allowed us to extend our solutions to the small and medium size business market.
The new rules of ACA allowed us to leverage the same strategies the big corporations used and apply it to the smaller segment, which was mostly underserved and misinformed.
This meant we could now impact a greater number of companies and help in a more meaningful way.
And this was a stepping stone for bigger things…
In 2019, we re-invented ourselves.
We expanded our lines of coverage to include workers compensation, commercial auto and liability insurance. And more importantly, we committed to turning the traditional broker image upside down.
The industry thrives on customers’ continuing ignorance. And we’d had enough. We set out to be advisors to our clients business, not just brokers selling insurance, even at the behest of our own commissions.
We’ve remained true to our initial mission – benefits education. And we’ve doubled down on teaching our clients how to break the renewal status quo and move upstream with their funding strategy.
Today, we’re a diversified benefits and insurance agency with more than 40 different carrier options available to our clients.
But we’re far from traditional. We continue to find creative funding strategies for our clients and design plans that deliver world class coverage with low premiums.
We help employers break through the constant rate increases and end the employee confusion relative to healthcare consumption.
We use technology and self funding strategies to help smaller companies save up to 40% on health insurance costs.
It’s big company benefits for the small guy. And it’s the perfect benefits plan for everyone.
We’re only getting started…
Get it FREE: The Step-by-Step Guide to Buying Better Benefits
We’re beyond passionate about helping you find the perfect benefits and insurance plans.
See the FREE report: How medical ID cards are killing your renewal rates and ruining your benefits plan
“All we want is quality coverage and affordable care…” Yep, we feel ya!
Sadly, the healthcare industry is largely built on deception and price gouging. As a founder of an employee benefits agency over 32 years ago, my initiative has always been to educate employers on how to gain control of their benefit costs and guide them to successfully implement the most innovative solutions for their teams. The only answer is more informed purchasing. That’s why we’re here. And that’s why we’re so successful.
We created Perfect Benefits to help clients break out of the typical healthcare model and design affordable benefit packages that employees understand and are excited about! Our goal is to not only educate our clients and their employees one on one, but how to beat the system by driving down their costs and becoming expert consumers of healthcare.
Employee benefits are now one of an employer’s largest areas of spend. We’re fully committed to helping our clients drive down costs while maintaining a high-quality benefits package. We do this through claims management, employee engagement, and innovative funding solutions.
Of course you are… and we’re ready to help.
